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tort reform tagged articles (0-50 of 163)

  • Deprogramming Potential Injury Clients - I stand in awe of insurance companies. I admit that freely and without hesitation. They spend millions on lobbyists in DC and in state legislatures all over the nation. They write legislation that puts caps on punitive damages. They use computer software to minimize the claims that they have to pay out. And sometimes, like in the case of Hurricane Katrina, they just deny claims outright. Despite all this shabby behavior towards their customers, despite renting umbrellas to the entire country and then taking them away when it starts to rain, they have managed to convince the great majority of Americans that the problem is the lawyers. Who else has been able to hoodwink so many people on such a scale?
  • Case Study: Once Again Allstate Tries To Avoid Paying A Legitimate Claim - In November 2003, 36 year-old Christina Hoover* was driving in the west bound lanes of Interstate 90 about 2 miles west of Cle Elum. Her husband was riding in the front passenger seat. The defendant, Sally Hinkle, was driving her vehicle in the adjacent lane but 3 to 4 car lengths ahead. The defendant then suddenly changed lanes in front of Ms. Hoover, causing her to lose control, spin 180 degrees and come to a stop sideways in the middle lane.
  • Philadelphia Schools Work Towards Reform - Research for Action (RFA), an independent research firm, is currently leading a program of study called Learning from Philadelphia Public Schools Reform. This is a comprehensive, multi-year study of Philadelphia Schools and their complex and radical reform effort. The schools system has been taken over by the state, in the hopes of drastically improving the services and learning students receive. RFA is examining the impact of the state takeover, with specific areas of focus, such as: Data Use: This research is an in-depth study of data use in low-performing Philadelphia Schools.
  • Legal Aspects of Nursing - As a nurse it has become an important necessity to be aware of the legal aspects associated with caring and helping people in the health industry today. Unfortunately, the more and more negligence cases there are the less and less people want to get into the health care field fearing legal aspects and the inevitable law suites. The first nursing law created was that of nursing registration in 1903 and they have only evolved and expanded over the years to create a thick book which must be studied today by aspiring nurses. The Tort Law is the legal aspects of the law that most nurses are more familiar with.
  • Bankruptcy Reform Can Assist Homeowners From Foreclosure - Chapter 13 bankruptcy reform is what is truly needed to stem the time of the current foreclosure crisis. Even if the code were modified for a short period of time, it would give homeowners the opportunity to restructure loans that are subject to or already in foreclosure. As the law currently stands, a homeowner in Chapter 13 cannot alter the contractual terms of their loan. A homeowner can repay mortgage arrears over three to five years, however, the post-petition mortgage payment must be made pursuant to the original terms of the contract. Under several proposals to modify Chapter 13 bankruptcy, a homeowner would be permitted to restructure the loan.
  • Shipping the Problem Elsewhere - I was reading a recent survey that said if given the choice, most people would rather get increased healthcare coverage than a pay raise. We in the industry know it's a mess and that many people delay getting treatment for fear of depleting their savings. The current state of healthcare in America can literally be deadly. Which is why I wasn't surprised to read an article that stated many patients are now going overseas for their healthcare. Get a load of this: "Carl Garrett of Leicester, N.C.
  • Learn and Protect Yourself From MTBEs - According to the National Institute for Occupational Safety and Health (NIOSH), the following are the occupations which are the most susceptible to conditions of dangerous exposure to Methyl tertiary-butyl ether (MTBE) one of various additives used to oxygenate gasoline: . Gas Station Attendants . Taxi drivers . Bus drivers .
  • A Guide To Personal Injury Law - Any legal action relating to personal injury can be classified as either an act of negligence or as an intentional act, or tort.
  • Diminution of Value to Your Vehicle Following an Automobile Accident - Has your vehicle lost value after an auto accident? How many of us would agree to pay the full fair market value for a car that we knew had received substantial property damage in an accident? One of the basic questions any buyer asks before purchasing a car is whether it's been damaged in an accident.

  • Insurance Industry Settlement Tactics: Navigate The Injury Accident Claim War Zone On Your Own - You Unknowingly Have Entered A War Zone Did you know that the day you were injured you entered a war zone with the insurance industry? Over the past 30+ years, the insurance industry has spent billions of dollars on advertising to spread false and misleading information about accident claims. The industry wants people to believe that the justice system is out of control and that people who file lawsuits are getting millions of dollars for minor injuries. Such propaganda has created the false perception among the public that the system needs fixing.
  • A Credit Collapse, Not a Financial Panic - If public officials herd beach patrons into shark infested waters, and start chumming, and then after the first shark bite the patrons start to scream and flail about trying to escape, thus causing more drownings than shark bite hemorrhages-- we'd properly be more apt to label this stupid or criminal, than call it "a panic" on the part of the beach goers.
  • 20 Mae West Quotes to Celebrate Her Birthday - It's time for some famous Mae West quotes! Ms. West's birthday (August 17th) is right around the corner and these Mae West Movie quotes are the perfect way to celebrate the day. Do any of these 20 movie quotes sound familiar to you? 1. "Don't let a man put anything over on ya 'cept an umbrella." 2.
  • CDC Report And Chinese Toys Give New Ammunition To Low Level Lead Poisoning Cases - Lead poisoning of young children is a well established public health concern. Most publicity in the past has focused on the hazards of lead based paint that was used extensively until the late 1960s and early 1970s in houses and apartments. Young children ingesting Paint chips, dust from lead paint, and soils containing lead paint dust are known to cause significant cognitive and neurological deficits. More recently reports of high lead content in children’s toys manufactured in China have added another source of lead to be worried about. Children chewing on toys or chips or dust from such toys, can have the same effect as exposure to chips and dust from lead based paint used in homes.
  • Carcinogenic Traces Among Vinyl Chloride - Vinyl chloride has beem deemed a carcinogen by not only the National Toxicology Program, but by the Environmental Protection Agency (EPA) as well. It has been registered among several carcinogen indices and experts believe there may be no safe level of exposure the chemical. It is considered both a nephrotoxin (substance harmful to the kidneys) and a heptotoxin (substance harmful to the liver). The following are some health risks and symptoms which may develop with prolonged exposure to vinyl chloride: . Lymphoma: Cancer that begins in a major part of the immune system known as the lymphatic system. .
  • Can It Be? Privity Of Contract Is Back! - Dust off those old law school books and turn of the century cases: privity of contract is making a comeback in Michigan! Privity of contract, historically was a bar to certain tort law suits, such as product liability and professional liability cases filed by injured persons against other parties with whom they had no direct contractual relationship. In 1916, the Seminal New York case of McPherson v Buick Motor Co. (1), triggered a major retreat in the country from privity of contract in product liability and professional liability cases, among others.
  • Studies Find Multiple Strategies Needed To Improve California Schools - For the past three years California Schools have been the subject of an in-depth analysis of school reform.
  • Dark Secret About Healthcare Reform - There is a dark secret about healthcare in this country: The quality of our system is poor and millions of Americans can't afford health insurance. Poor Americans receive Medicaid, but too many experience inferior medical care.
  • Healthcare For the People - Our current health care system is in crisis. Satisfaction among patients as well as health care providers is as low as it has ever been. Even in the era of doctors making house calls, people had confidence in their doctor, who, back then, represented the health care system. Confidence was based on trust, that the doctor was offering the best treatment and advances possible. Today, patient trust is dwindling. Yet, there is still a great deal of trust in doctors and nurses. In a recent poll, the professions that were most greatly admired and respected by the public, second to firemen, were doctors and nurses. Lack of confidence stems not from the health providers themselves, but from the system that the doctors and nurses work for.
  • Richard Hegarty Reviews The Proposed Reform Of The Uk Planning System - The Government announced earlier this year a radical shake up of the planning system in the White Paper ‘Planning for a Sustainable Future’. The new system could replace over 8 different planning regimes and they hope will save over £1 billion within 10 years. Commercial Property Partner, Richard Hegarty, says "The new reforms have recognized the need to distinguish between major scale projects and small domestic developments.   There are four key aspects of the new framework that developers need to be aware of;
  • CAM- An Idea Whose Time Has Come - Complementary Alternative Medicine consists of many preventive health measures. In other words, a proactive person who thinks about their health, seeks to engage in habits that will minimize the risk of illness. Great examples include a healthy diet, fitness, drinking plenty of clean water and attention to the reduction of exposure to environmental toxins.
  • Do the Necessary Research on Insurance Providers - According to a study conducted in the U.S. from year 2000-2006, it was found out that the number of uninsured U.S. residents increased by 3.4 million from 2004 to 2006. In the study, it was found that factors like racial and ethnic health care disparities in the U.S. affect whether they would be insured or not. Because of this, it is important that racial disparities be reduced in health care. A step towards achieving this goal is to teach insurance company employees not to be picky in their customers. Another is buying insurance in advance so that people, despite their race, would be given immediate access to healthcare in an emergency.
  • Florida's Proposed Super-Exemption Is Only A Start - Tax reform is one of the hottest topics in Florida real estate these days. In the past month, we’ve heard a lot of politicians applauding themselves for the passage of important new tax reform bills. They deserve the applause – but only if they continue on the path they’ve begun. This is not the time for them to rest on their laurels. It is important for all of us to remember that the lawmakers have only partially addressed the inequities in the tax situation. A few facts are indisputable: Real estate taxes overall have doubled in the past ten years. Save Our Homes has contributed to a serious inequity in the way that the tax burden is apportioned.
  • Healthcare Debate – Why Health Insurance In America Sucks Part 1 - Almost every day someone calls me and I have to tell them that I can't help them, that the health care debate issue isn't resolved and that they will have to choose between losing their health and losing their money. I have the privilege of being the person who gets to tell hundreds of people each year that they don't qualify for medical insurance. That the national healthcare debate on kids and adults hasn't reached a resolution that will help them meet their basic needs for medical care. I don't know if the Barak Obama health care plan or if Hilary Clinton's health care plan is better.
  • Atlanta Schools Are Models Of Reform - Everyday educators, whether they are teachers, administrators, or board members, are striving to improve the services they offer. Teachers attend in-service training; principals meet with other administrators in their district, state, or even the nation;
  • Who Impacts Washington D.c. Schools? - As nation’s capitol, and one of the countries most watched districts, the Washington D.C. Schools are at the forefront of controversy and change. Declining enrollment, voucher programs, and curriculum changes, have all been hot topics in Washington D.C. Schools over the past few years. One of the benefits of attending school in the capitol city is that it’s where decisions are made.
  • At Last a Science that explains the Bible. - Announcing a radical New interpretation of the Bible that not only proves the existence of God but also reveals the Simplicity of the Gospel with Technical brilliance.
  • Boston Schools Focus On Children - Boston Schools have decided to pool their knowledge and focus on their students. Their ultimate goal is to accelerate the improvement of teaching and learning in all of their schools by creating a comprehensive reform plan that details everything that they know as well as the things that need to be worked on in order to create a successful school system. Knowledge of Boson Schools Learned Over the Years Boston Schools have gained quite a bit of knowledge over the last few years of teaching. They’ve learned that high standards combined with a solid curriculum can improve achievement among the students in all of their schools.
  • Alarming Increase of Unsafe Products Prompts Action from Congress - You may have noticed the numerous recalls and other warnings of unsafe products that have made their way into American homes.
  • Personal Injury: How to Get an Evaluation to Determine Psychological Damage-From Chicago and Cary - Have you made the decision to have your clients mental status evaluated? Have you found yourself having difficulties preparing a lawsuit? Do you want to fine-tune your lawsuit? If that is the case, you may want to check out what options are available to you when it comes to seeking and finding a mental health assessment expert.
  • Exclusive Remedy Provisions - Why You Cannot Sue Your Own Employer When Injured - Many clients, sometimes after years of litigating a workers’ compensation claim, get to the frustration point where they decide: “I guess I’m going to have to sue my employer.
  • Weight Loss Tips - Tea, Earl Grey, Hot - In Star Trek Next Generation Jean-Luc Picard (French but inexplicably with a perfect English accent) was admirably played by Patrick Stewart. I was once lucky enough to see Patrick at a conference; he was one of the speakers giving an inspirational talk. He held the stage as befits a Royal Shakespeare Company actor and commander of the USS Enterprise.
  • Dark Secret About Education Part II - In my previous article called the Dark Secret About Education, I used four of my five steps (from a coaching process I call successful living )to focus on the need to reform our educational system. This article will complete my discussion. Believe in Positive Power.
  • Sarkozy Muscles in on EU Reform - It's just under a fortnight until France takes over the six-month rotating presidency of the European Union and already the rest of Europe is getting a taste of what it can expect. At a meeting of EU leaders in Brussels on Thursday, Sarkozy said the Union would not be able to go ahead with any further expansion without ratification of the Lisbon treaty. And guess what?
  • What is Vinyl Chloride? - Vinyl Chloride is a chemical compound that can be quite serious for individuals who are affected by it; and while it's use is not as wide-spread or apparent as many other contaminants it can be just as dangerous.
  • TIME Act Could Help Give Kids a Better Education - Back to school means that children face a number of issues and challenges in the classroom. There are learning disabilities, and bullying, violence, plus discrimination. There are also some disadvantaged schools and classrooms without enough books or desks. Additionally, many children themselves are facing health challenges such obesity, dyslexia, or depression.
  • Editorial Projects in Education - Education Next is the most influential journal in education - STANFORD, Calif. -- Education Next is the most influential journal in education, according to a study released last week by the Editorial Projects in Education (EPE) Research Center. The study, Influence: A Study of the Factors Shaping Education Policy, was based on an extensive survey of the education field's opinion-elite. Education Next, published quarterly by the Hoover Institution at Stanford University, was the sole journal, peer-reviewed or otherwise, listed among the top-ten information sources in the EPE survey, surpassed only by agencies of the U. S. government, Education Week, The New York Times, The Washington Post, and the non-profit organization Education Trust.
  • Flush The Fat With Good Diet Choices - Reducing the extra fat? The concept might sound fanatical but the reducing plan can help you out to reform your body shape with detoxifying your internal system. Ph.D., C.N.S Louise Gittleman, discovered the three-phase diet plan. You can lose weight in just 14 days by the two-week fat flash program in the part 1. In the part 2, you can keep on reducing the fat. And in the part 3,your body can be maintaining by the routine eating plan. The fat reducing plan was designed to boost the metabolism and to enhance the fat burning process by washing out the bloat from the body. In the recent time maintaining a well balance diet have become very difficult to maintain.
  • Credit Cards, Mortgages And The Financial Impaired Get Relief - The Federal Reserve Bank is currently researching ways in which to provide much needed relief for the sub-prime housing crisis that is tearing apart consumers particularly in the mid-west states where job losses are occurring very heavily, mainly due to lay-offs in the auto manufacturing industry. In the coming weeks, the Federal Reserve will be proposing new regulations in advertising financial offers such as credit cards and mortgages particularly in regards to disclosures. The Federal Reserve will be looking into how to outlaw unfair or deceptive advertising practices deployed by the financial sector. Here is a break-down of what the Federal Reserve has been and will be doing to protect consumers from unscrupulous lenders that prey on people who are less informed. 1.
  • Why Are Senators Clinton, Obama And Mccain Not Concerned About The Security Of Our Country? - You would think that two Democrats and one Republican Senator who are running for president would be on different sides of the issue of providing amnesty to illegal aliens. Especially since all votes in the Senate this year on this issue have had most of the Republicans on one side of the issue and most of the Democrats on the other. All three of these candidates voted consistently in support of amnesty to illegal aliens. It is not the amnesty issue that makes me wonder why these three are not concerned for the security of our country but rather how far they are willing to take the issue. All three voted for YES on the comprehensive immigration reform bill in June 2007.
  • Health Care Delivery Nightmare - Much press is given aging Baby Boomers who send their children to college and in many cases, take care of their aging parents at the same time. In my own case, my mother died after a stroke after a two month decline in 1987.
  • Avail of No Fault Insurance Policy for Cars - There is a type of car insurance that has been mistaken by some policy holders, seeing it as immunity against faulty or irresponsible driving.
  • Education In America After No Child Left Behind: Where Do We Go From Here? - Public schools play a vital role in shaping this nation's future. As I write this article, we are about to elect a new President. It is probable that a change in administration will result in a new policy effecting education. The direction and quality of this policy will have a lasting effect on our public schools and on our nation as a whole. So where do we go from here?
  • Reality Check: Half Of Households Have No Credit Card Debt - If you’ve ever heard that the average household carries $9,000 of credit card debt and thought that you were ok with your balance, think again. In reality, half of American households have no credit card debt at all and nearly a quarter more have less than $2,200 in credit card debt. There are both times to have and places to carry debt, even large amounts of it. But at no time should the place to carry that debt be a credit card. For many, credit cards are a strategic financial tool used for interest free loans, travel rewards and even cash back. For others, credit cards are an extension of income and that is when things can go very wrong. There was an article published recently at CreditCards.
  • Unbundling Of European Energy Markets? Not If The French And Germans Get Their Way - The Brussels Summit in June saw the new French President Nicolas Sarkozy succeeded in persuading the EU to drop its commitment to ‘free and undistorted competition’ from its reform treaty. Although Competition Commissioner Neelie Kroes argues this will have little impact upon Brussels’ tough stance against cartels, illegal subsidies and protectionism; many legal experts support the stance that the new arrangement will weaken the Commissioner’s ability to crack down on such ongoing practices. As if to rub salt in the wounds, recent comments following the approved merger between GDF and Suez by Jean-Pierre Jouyet, France’s Europe Minister are likely to further inflame relations. Referring to the merger, Jouyet remarked to journalists: ‘its a vision of what could be the energy policy for Europe’.
  • Fundamentals Of Design Professional Malpractice - In today’s litigious society, no profession can escape the cost and aggravation of legal claims and suits. Design Professionals, architects and engineers, are no exception. One important and distinct type of claim or suit is the professional liability or malpractice claim. A variety of other types of claims and suits may be made against the design professional, such as claims for ordinary negligence, such as automobile liability cases, or slip and falls on the company’s property. There are suits for wrongful employment practices such as discrimination, sexual harassment, or wrongful discharge. Finally, there are suits for commercial disputes over contracts, trade secrets, and patents.
  • A Quick Overview Of The Economy Of China - The thriving economy of China is dictated by the People’s Republic of China. This has been the dominate force driving the economy since 1978. Currently China’ economy ranks it #4 in the world so there is no doubt the regulations of the People’s Republic of China are working well for the people of China. However, the biggest criticized of the Chinese economy is that it appears the rich people keep on getting richer and the poor people never escape from poverty. To help with the growing gap in the different social classes China underwent a political balancing act to help rectify the situation. This process was introduced in the 1990’s. The government worked hard to instill market reform.
  • Government To Make Billions From The Mortgage Crisis - The mortgage crisis has had a negative impact on everyone, not just homeowners. Elected officials are working hard to pass legislation that is designed to prevent future banking debacles. Unfortunately, history has proven that when legislators over-regulate banks that it tightens the reins on lending. This is done by raising the bar on what it takes to qualify for a mortgage or installment loan. Predictably, it’s the middle class that will feel the pinch more than anyone. Specifically, it’s the middle-class, self employed small business owner that be injured the worst. Most people are aware that you can reduce your taxes by deducting expenses and qualified charitable contributions. What most people don’t realize is that small business owners live and die by those deductions.
  • The Importance of Schedule F - Schedule F is the schedule whereby a debtor lists all of his unsecured creditors. This can be anything from a credit card obligation to a medical bill to just about anything in between.
  • The Great Hoax of Male Domination - My grandmother was a suffragette. And today is her birthday. She'd be 115 today. Her name was Amelia Loving. I honor her memory this election season by raising my own consciousness regarding sexism in our society, especially rearing up now in the Clinton/Obama battle for the Presidency. The term women's suffrage refers to the economic and political reform movement aimed at extending suffrage — the right to vote — to women. The movement's origins are usually traced to the United States in the 1820s.
  • IRS Tax Lien Removal - IRS tax lien removal is possible even before the tax is paid. This is a fact that most people don't know, because they view the lien as being completely at the discretion of the IRS. But if the lien actually impedes the ability to pay taxes, a tax negotiator can get the lien removed. Please Release Me.... An IRS tax lien is like a weight around your neck. The lien is recorded on your credit report and becomes a big black mark against you. The ironic fact is that the lien can stop you from being able to borrow money so you can pay the tax. Getting an IRS tax lien removal can save you from this. What's also ironic is that many people only have their house or business left by the time a tax lien is placed on their assets.

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